Compare Plan Options - Qualcomm Premier Plans

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Compare plans to find the right fit

Choosing a health insurance plan can be complicated. Premiums, deductibles, copays and HSA eligibility and Qualcomm contributions funds can vary, so you’ll want to take a close look at all your potential out-of-pocket costs while you compare.

Below is a grid that lists the costs for common types of health care, so that comparing plans is a bit easier. You can also view or print this grid:

2025 Qualcomm Health Plan Options comparison grid (PDF, 130 KB)
2024 Qualcomm Health Plan Options comparison grid (PDF, 100 KB)

View additional benefits information and perks that are unique to the Qualcomm Premier Plans.

2025 Qualcomm Health Plan Options

	Qualcomm Premier Plan (PPO)	Qualcomm Premier Plan (QDHP)	United Healthcare (QDHP)	Kaiser Permanente (QDHP)
Provider Network Qualcomm Health Center is considered in-network for all options.	Qualcomm Health Center Scripps Health* Rady Children’s Hospital	Qualcomm Health Center Scripps Health* Rady Children’s Hospital	Qualcomm Health Center United Healthcare National Network	Qualcomm Health Center Kaiser Permanente California Network
Dedicated Scripps Concierge Team	Yes	Yes	No	No
Health Savings Account (HSA) Qualcomm Seed	N/A	$1,000 Employee only $2,000 Employee + Dependents	$500 Employee only $1,000 Employee + Dependents	$500 Employee only $1,000 Employee + Dependents
Live + Well Wellbeing Incentive (1)	Up to $1,150 Employee Up to $1,000 Spouse Spouse/Domestic Partner	Up to $1,150 Employee Up to $1,000 Spouse Spouse/Domestic Partner	Up to $1,150 Employee Up to $1,000 Spouse/Domestic Partner	Up to $1,150 Employee Up to $1,000 Spouse Spouse/Domestic Partner
Payroll Premium (2)	$0	$0	$0	$0
In-Network Deductible	$450 per person Up to $900 per family (does not include copays)	$1,650 Employee only $3,300 Employee + Child(ren) $3,600 Employee, Spouse/Domestic Partner +/- child(ren)	$1,650 Employee only $3,300 Employee + Child(ren) $3,600 Employee, Spouse/Domestic Partner +/- child(ren)	$1,650 Employee only $3,300 Employee + Child(ren) $3,600 Employee, Spouse/Domestic Partner +/- child(ren)
In-Network Annual Out-of-Pocket Maximum (3)	$2,600 per person Up to $5,200 per family (includes copays)	$2,350 Employee only $3,950 Employee + Child(ren) $4,600 Employee, Spouse/Domestic Partner +/- child(ren)	$2,350 Employee only $3,950 Employee + Child(ren) $4,600 Employee, Spouse/Domestic Partner +/- child(ren)	$2,350 Employee only $3,950 Employee + Child(ren) $4,600 Employee, Spouse/Domestic Partner +/- child(ren)
Out-of-Network Coverage (4)	Yes, but out-of-network providers will result in a higher cost to you	Yes, but out-of-network providers will result in a higher cost to you	Yes, but out-of-network providers will result in a higher cost to you	No, except in the case of a bona fide emergency
Preventive Care	Covered at 100%	Covered at 100%	Covered at 100%	Covered at 100%
Video Visit	Scripps HealthExpress — $10 copay Teladoc, Doctor on Demand or Amwell (available 24/7) — $10 copay Virtual visits conducted with a primary or specialty care provider, regular contracted office visit fees will apply.	Scripps HealthExpress $34 — subject to deductible and coinsurance Teladoc, Doctors on Demand or Amwell (available 24/7) $54 — Visits subject to deductible and coinsurance Virtual visits conducted with a primary or specialty care provider, regular contracted office visit fees will apply.	Teladoc, Doctors on Demand or Amwell (available 24/7) $54 — Visits subject to deductible and coinsurance	Phone visits: fees may range from $20 to $85, depending on call duration Video visit: fees may range from $20 to $130, depending on length of visit
Primary Care Office Visit (5)	$30 copay (deductible does not apply)	Deductible, then 10%	Deductible, then 10%	Deductible, then 10%
Specialist Office Visit	$50 copay (deductible does not apply)	Deductible, then 10%	Deductible, then 10%	Deductible, then 10%
Urgent Care, ER & All Other Services	Deductible, then 10%	Deductible, then 10%	Deductible, then 10%	Deductible, then 10%
Employee Assistance Program (EAP) - Lyra	Covered at 100%, up to 25 sessions per person per year	Covered at 100%, up to 25 sessions per person per year	Covered at 100%, up to 16 sessions per person per year	Covered at 100%, up to 16 sessions per person per year